Get started

How would you like to proceed?

For those who help others
Become a Patron
Setup overview

Build your Circle, define lending policies, and coordinate support on your terms.

  • Only people you invite can request
  • Formalize existing informal arrangements
  • Designed for multi-party oversight
Begin application
For those requesting support from someone you know
Join as a Circle Member
Invitation required

Circle Member access begins with an invitation from FriendlyBank. Once linked, you can complete onboarding and submit your request.

  • Invitation required to begin
  • Clear terms and structured repayment
  • Private, member-specific dashboards
Find your invitation
Not sure which to choose?

If you're providing structured support, you're a Patron. If you're requesting support from someone you know, you're joining as a Circle Member.

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