For Patrons
Be generous. Keep your boundaries.
FriendlyBank™ is your neutral banking layer for personal lending—bringing private-bank rigor to protect relationships and reduce emotional or administrative burden.
Why Patrons choose FriendlyBank
Structure, discretion, and decision support.
A measured response to every lending inquiry—no uncomfortable conversations.
Objective risk scoring plus suggested rates and terms.
Structured decline and counteroffer language to preserve relationships.
Portfolio view of exposure, at-risk loans, and upcoming payments.
Legal documentation, payment setup, and servicing handled for you.
Dashboard
Everything you need in one measured console.
Respond to requests, oversee active loans, and adjust policies without leaving the platform.
Overview
- Total exposure and limits
- Repayment performance
- AI alerts for tension
Requests
- Side-by-side borrower summaries
- Recommended rate/term/amount
- Approve, counter, or decline with messaging
Active loans
- Repayment timelines and history
- Delinquency flags and restructuring requests
- Exportable statements
Documents
- Promissory notes and disclosures
- Statements and tax forms
- Audit-ready logs
Concierge tier
Private advisory for Patrons
Dedicated human advisors for family governance, conflict prevention, and structured lending playbooks.
Included services
- Family loan policies and limits
- Boundary coaching and mediation
- Custom decline and counteroffer templates