For Borrowers

Dignified borrowing. Clear expectations.

FriendlyBank™ gives you a respectful, transparent path to request support—so you and your Patron know exactly what repayment looks like.

Borrower promise

Respect, clarity, and privacy.

Every interaction is handled with compassionate neutrality. You know your obligations, and your Patron has confidence in the plan.

Respectful language and a judgment-free application.
Clear repayment expectations before you sign.
Scheduled payments, reminders, and a transparent payment history.
Secure document storage and identity verification.
What you’ll see
Your dashboard
Current balance$42,800
Next payment$1,425 · May 15
Scheduled payments

Optional standing instructions keep you on schedule. You can pause or switch to manual anytime.

Borrower steps

Know exactly what happens next.

A transparent sequence with status updates and a respectful tone at every step.

01
Apply

Purpose, amount, financial profile, and identity verification.

02
Review terms

See recommended rate, repayment schedule, and total cost.

03
Sign & set up

Digital signatures, disclosures, and payment account connection.

04
Repay confidently

Scheduled payments, manual payments, and clear history in your dashboard.